Although the window to apply for the PSLF Waiver has passed, there is more you can do to access Public Service Loan Forgiveness!

  • If you met the PSLF Waiver deadline by using the government’s PSLF Help Tool - don't forget to submit ALL relevant employer certification forms as soon as possible. You can reuse the Help Tool as many times as you need to generate the forms.
  • If you have not yet applied for PSLF, although some of the benefits of the Waiver period are over, many people can still get their loans totally forgiven
    • You can find an excellent free, regularly updated How-To guide from the nonprofit Cancel My Student Debt.
    • In New York, the best place to get excellent, free one-on-one advice and counseling by phone or email is from the nonprofit EDCAP.