Is Your Business Affected by Coronavirus?

  • Coronavirus Info for Small Businesses

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Is your business affected by COVID-19? (Latest update: 12.2.2021)

Here's a list of resources and information from the FEDERAL, STATE and CITY Governments, as well as some OTHER organizations, Additional Resources, and Research Reports that can help. 

 

U.S. Federal Government - 
 

Census Bureau - 

Consumer Financial Protection Board - 

  • If COVID-19 has made it difficult for you to pay your mortgage, utilities, or other housing payments, financial assistance is on the way. The Homeowner Assistance Fund (HAF) was established by the American Rescue Plan Act to help homeowners financially impacted by COVID-19 with housing-related costs. Data releases are schduled for October 5, October 26, and November 23, 2022.

 

Department of Commerce - 
 

Department of Veterans Affairs - 

  • The Department of Veterans Affairs has launched Veteran Rapid Retraining Assistance Program (VRRAP) as part of its continued effort to support Veterans seeking retraining and economic opportunities in response to the effects of the coronavirus pandemic. VRRAP provides up to 12 months of tuition, fee, and monthly housing allowance payments, based on Post-9/11 GI Bill benefits, to qualifying Veterans seeking training for employment in a high-demand occupation.

Internal Revenue Service - 

  • ​Update on COVID-19 Relief

    As the country moves into a new phase of the vaccination effort – one where all adults are eligible for vaccinations – we want to ensure that you are aware of a new tax credit that President Biden announced today. The new paid leave tax credit will offset the cost for employers with fewer than 500 employees to provide full pay for when their employees get a COVID-19 vaccination or recover from that vaccination.

    This tax credit will apply to nearly half of all private sector employees in America. The Internal Revenue Service posted a fact sheet to educate employers on how to claim the paid sick leave credit on their quarterly tax filings.

    For more details on how the paid leave tax credits from the American Rescue Plan will work for employers to enable employees to get vaccinated and recover from after-effects of vaccination, as well as for other purposes, please review additional information from the Department of the Treasury.

  • The Internal Revenue Service announced that the third Economic Impact Payment [EIP] are on the way.
  • Guidance:

               - Notice 2020-18 (PDF), Relief for Taxpayers Affected by Ongoing Coronavirus Disease 2019 Pandemic

               - Notice 2020-17 (PDF), Relief for Taxpayers Affected by Ongoing Coronavirus Disease 2019 Pandemic

               - Notice 2020-15 (PDF), High deductible health plans and expenses related to COVID-19
 

Federal Reserve - 

  • The Federal Reserve has announced that it is establishing a Main Street Lending Program to support lending to small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic. The program ended on January 8, 2021. See the site's Post-Termination FAQs.
     

Federal Emergency Management Agency [FEMA] - 

Occupational Safety and Health Administration [OSHA] -  

  • The Occupational Health and Safety Administration (OSHA) has published a guide of recommendations - Guidance and Preparing Workplaces for COVID-19 - for making places of employment safer in the era of Coronavirus.  Click here for publication..
     

Small Business Administration -

  • The Small Business Administration's Community Navigator Program is now open. This new initiative, established by the American Rescue Plan Act of 2021, will leverage a community navigator approach to reach the nation’s smallest businesses, with a priority focus on those owned by socially and economically disadvantaged individuals, as well as women and veterans.

  • The SBA plans to simplify loan forgiveness for the smallest borrowers of the Paycheck Protection Program. These borrowers will soon be able to appply for loan forgiveness directly through the SBA instead of their banks.

  • The SBA 's Shuttered Venue Operators Grant web portal is closed but remains open for approved loan applicants. 

  • Economic Industry Disaster Loan Program  The U.S. Small Business Administration (SBA) is no longer able to accept applications for new COVID EIDL loans or advances as of January 1, 2022. The deadline to request a loan increase or reconsideration was May 6, 2022.  . Further questions can be answered at the SBA Disaster Customer Service number: 833-853-5638.
     
  • SBA Programs - Scams and Fraud Alerts: The Office of Inspector General  is alerting the public about potential fraud schemes related to the Coronavirus Aid, Relief, and Economic Security (CARES) Act,  Small business owners are being targeted  - be on the lookout for grant fraud, loan fraud, and phishing.
     
  • SBA and Treasury Announce Simpler PPP Forgiveness for Loans of $50,000 or Less
     

Treasury Department -  

  • ​Update on COVID-19 Relief

    As the country moves into a new phase of the vaccination effort – one where all adults are eligible for vaccinations – we want to ensure that you are aware of a new tax credit that President Biden announced today. The new paid leave tax credit will offset the cost for employers with fewer than 500 employees to provide full pay for when their employees get a COVID-19 vaccination or recover from that vaccination.

    This tax credit will apply to nearly half of all private sector employees in America. The Internal Revenue Service posted a fact sheet to educate employers on how to claim the paid sick leave credit on their quarterly tax filings.

    For more details on how the paid leave tax credits from the American Rescue Plan will work for employers to enable employees to get vaccinated and recover from after-effects of vaccination, as well as for other purposes, please review additional information from the Department of the Treasury.

  • Treasury launches $25B coronavirus rental assistance program | TheHill

  • The CARES Act Works for All Americans, U.S. Department of the Treasury portal covering sources of assistance for American workers and small businesses.
     

US Equal Employment Opportunity Commission - 

US Patent and Trademark Office - 

 

New York State Government -

  • COVID-19-Related Questions?

               - Questions about any topic: submit them here to the New York State Department of Health

               - Strictly BUSINESS questions: submit them here to Empire State Development

               - COVID-19 testing locations: NYS Department of Health  and New York City 
 

Office of the Governor - 

Empire State Development Corporation - 

  • Governor Kathy Hochul announced that the applications portal for the first-in-the-nation Seed Funding Grant Program - created as part of the FY2023 budget - opened on Monday September 14, 2022. The program provides flexible grants to support early stage, micro and small businesses in a still recovering New York State economy. The program will ensure that small businesses that opened shortly before or during the COVID-19 pandemic will have the funds to continue to operate and grow.

    This Program builds upon New York State's existing $800 million Pandemic Small Business Recovery Grant Program. Empire State Development has expanded eligibility for the program, enabling more small businesses to access funding by removing the requirement that businesses show a twenty-five percent loss in annual gross receipts from 2019 to 2020. This expansion of eligibility comes in addition to previous program changes to profitability requirements and revenue thresholds. The Program - which will continue to process applications currently in the pipeline - will close as funding winds down on September 30, 2022. 

  • Empire State Development’s $35 million Global NY Fund Grant Program provides grants and loans to help New York State’s small and medium-sized businesses go global and create new jobs. The Global NY Fund Grant Program is open to New York State companies and non-profit organizations seeking to create or expand direct exports. All export grants are awarded on a reimbursable basis.

  • Empire State Development’s $250 million COVID-19 Capital Costs Tax Credit Program provides a tax credit of up to $25,000 to eligible New York State businesses that made investments to comply with pandemic-related emergency orders and regulations, or to increase public safety.

  • The New York State COVID-19 Pandemic Small Business Recovery Grant Program provides flexible grant assistance to currently viable small businesses, micro-businesses and for-profit independent arts and cultural organizations in the State of New York who have experienced economic hardship due to the COVID-19 pandemic. Small businesses and non-profits incorporated in - OR registered/licensed to do business in New York State - are now eligible to apply. 

  • Business Pandemic Recovery Initiative - New York Empire State Development Corporation initiative that highlights the various economic resources available to support small businesses seeking pandemic relief.

  • Coronavirus FAQ for Businesses

  • Guidance on Executive Order 202.6 -This guidance is issued by the New York State Department of Economic Development d/b/a Empire State Development (ESD) and applies to each business location individually and is intended to assist businesses in determining whether they are an essential business.

  • The New York Forward Loan Fund (NYFLF) is an economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE. NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen a loss of rental income. These loans are intended for businesses which did not receive funds from either of the U.S. SBA relief programs, the Payroll Protection Program or the Economic Injury Disaster Loan.  The loans must be paid back within a five year period with interest. If you have any questions or need help with your application, visit nyc.gov/financingassistance to get support from our Business Solutions Centers. Additionally, the State Department of Financial Services will issue an emergency regulation to help businesses and consumers who suffered damage from looting and vandalism. DFS is directing insurers to expedite claims, provide free mediation of disputes and accept photos as reasonable proof of loss so businesses don't have to wait for police reports. More information is available at dfs.ny.gov. Effective in September 2020 Paycheck Protection Program receipients are eligible to receive low-interest loans from the New York Forward Loan Fund.
     

New York State Council of the Arts -

  • NYSCA FY2022 Funding Opportunities | NYSCA $105 million arts and cultural funding grants provided by the New York State Council on the Arts. There are four funding rounds:

    - Round One: Restart NY: Rapid Live Performance Grant

    - Round Two: Expanded Access to Funding

    - Round Three: Organizational and Individual Artist Relief

    - Round Four: Capital Funding for the Arts
     

New York State Department of Agriculture and Markets - 

  • Governor Kathy Hochul announced the opening of the web-based application portal for hemp farmers seeking to obtain a conditional license to grow adult-use cannabis in the 2022 growing season. The license was made possible by a law the Governor signed last month.
     

New York State Department of Financial Services -

New York State Department of Health - 

New York State Department of Labor - 

New York State Liquor Authority - 
 

New York State Office of Children and Family Services -
 

Office of Temporary and Disability Assistance - 

 

Office of the New York State Comptroller - 

 

NYC Government


Mayor's Office of Media and Entertainment - 

 

NYC 311 - 

 

NYC Analytics - 

 

NYC Business -

               - Find out when and how you can safely reopen your non-essential business.

              - Guidance and resources to safely reopen your bar or restaurant.

               - Get free face coverings and find non-medical PPE for you and your employees.

               - If you have any questions, you can reach out to via the hotline, 888-SBS-4NY

  • Restored Funding for the City's Commercial Lease Assistance Program - The Commercial Lease Assistance Program provides assistance to small businesses in New York City needing help with a commercial lease issue.
     

NYC Business Solutions Center - 

New York City Council - 
 

New York City Commission on Human Rights - 
 

NYC Department of Consumer and Worker Protection 

NYC Department of Cultural Affairs - 

NYC Department of Environmental Protection -

  • The New York City Department of Environmental Protection’s (DEP) NYC Green Infrastructure Grant Program offers green roof retrofit funding for private property owners in New York City. The goal of the Green Infrastructure Grant Program is to incentivize private property owners to retrofit their roofs with green roofs to manage stormwater runoff. DEP hosts quarterly public workshops to explain the eligibility requirements of the program and guide users through the online application.
     

NYC Department of Finance - 

NYC Department of Health and Mental Hygiene - 

  • COVID-19 Resources for Businesses and Nonprofits

  • COVID-19 Testing Locations - NY City

  • COVID-19 vaccines - NYC Department of Health

  • The NYC Commission on Human Rights has issued two fact sheets detailing the equitable implementation of the New York City Department of Health and Mental Hygiene's Key to NYC  which requires customers and employees to show proof of vaccination before engaging in certain indoor activities. One fact sheet is for customers and employees; the other for businesses.

  • The Pandemic Response Institute will focus on: building or strengthening technologies and systems to support real-time data collection and sharing; drive cutting-edge research on public health innovation and create capacity to rapidly scale technological solutions in future public health emergencies; pilot community-based partnership models and workforce training programs that improve emergency preparedness and advance health outcomes across all communities; and center racial equity in all activities of the Institute and address gaps in health infrastructure that have disproportionately caused harm to communities of color and others facing structural inequities.
     

New York City Department of Small Business Services - 

  • The Department of Small Business Services has released a new report – Supporting NYC Small Business Recovery and Growth - describing the agency’s rapid response and mobilization during the pandemic to create a Small Business Recovery Plan, focused on promoting equitable economic growth, lowering operating costs, cutting red tape, and helping businesses to increase revenue through innovation.

  • NYC Business Quick Start is an interagency effort led by the Department of Small Business Services (SBS) to cut red tape and position NYC as the most business-friendly large city in which to open or reopen a business. Key features include: a concierge service where businesses have a sole point of contact to help navigate City regulations; a public dashboard; guaranteed 48-hour response to all small business inquiries; and cutting processing time by 50 percent.

  • Visit the New York City Department of Small Business Services' COVID-19 Assistance and Guidance for Businesses web portal.

  • Employee Ownership with Owner to Owners- If you are thinking of selling your business or know someone who may benefit from doing so, it’s time to explore Employee Ownership with Owner to Owners—a new city-funded business support program. Selling all or part of your business to your employees can be a viable exit option that offers a fair market rate and provides significant tax benefits.

    A companion service – Owner to Owners [O2O] Hotline [an Employee Ownership NYC initiative] - is a rapid response business support service connecting business owners seeking to sell or employees interested in buying a company with local ownership transition experts. Business owners taking full advantage of the program can access services worth $10,000 or more in the private sector, all while building a viable plan for the future. The Hotline number is 646-363-6592.

    These initiative’s business support services are provided by member organizations of the New York City's Worker Cooperative Business Development Initiative (WCBDI). These services are funded by the NYC City Council in coordination with the NYC Department of Small Business Services to help your business succeed.

  • New York City's Shop Your City' Challenge -   an initiative of the the New York City Department of Small Business Services - encourages New Yorkers to take a break from big box retailers and shop at local small businesses.

  • SMALL BUSINESS HOTLINE -The Department of Small Business Services launched a hotline number small business owners can use to get answers for questions they have about reopening their businesses. To reach the hotline, dial 888-SBS-4NYC or 888-727-4692.
  • The Neighborhood Challenge: Tech Forward is an initiative of the NYC Department of Small Business Services in partnership with the NYC Economic Development Corporation, Urban Tech Hub @ Company, and CIV-Lab. The Neighborhood Challenge: Tech Forward is designed to crowdsource solutions to support the City's commercial district and small storefront businesses impacted by COVID-19. The Department of SBS and its partners are seeking proposals to pilot innovative, tech-enabled solutions from startups, technologists, and innovators across the globe.

  • NYC Restaurant Resource Guide for NYC Business- Details pdated guidelines and rules for dining operations have been developed by New York State.

  • NYC Means Business: Training for Your Employees new initiative from the NY City Department of Small Business Services. This program provides small business owners and their employees with training in digital literacy, marketing tools, online security, and COVID-19 safety.
  • Updates to the Payroll Protection Program –The Paycheck Protection Program (PPP)  If your business is still in need of funding, please contact your local lender or local SBA branch today for more information on how to apply.  Have questions? Visit nyc.gov/financingassistance.

  • Need Help Recruiting Staff?  The Workforce1 team can help you hire the right employees at no cost. With a pool of 100,000+ candidates, they can identify qualified individuals to meet your needs in essential services, such as food services, healthcare, manufacturing, pharmacy retail, transportation, and warehousing.  Click here to learn  more. Services include: Sourcing job seekers through a candidate database; Paid advertisements (at no cost to you), and through local partner organizations; Recruiting and screening candidates based on your needs—referring the most qualified to your business; and Scheduling interviews.
     
  • Virtual Compliance Consultations -The NYC Department of Small Business Services offers no-cost virtual compliance consultations to help you understand how to comply with key City rules and regulations to avoid receiving common violations. This program focuses on the Open Restaurants Program. The virtual consultation walk-throughs will help you understand common compliance challenges faced by new or operating business owners in New York City related to the Open Restaurants Program. Request a Consultation.

  • According to the NYC's Assistance & Guidance for Businesses Impacted Due to Novel Coronavirus page, application intake in the NYC Business Continuity Loan Fund has paused due to overwhelming interest.
     
  • If you would like to be updated about any new local, state or federal financial assistance programs that become available, please provide your information here.
     

NYC Department of Transportation - 

  • NYC Open Restaurants -. The site details how to apply for outdoor seating; sitting requirements; required documents; how to apply online; and a open restaurant map & dashboard covering the five boroughs.
     

NYC Economic Development Corporation - 

  • Mayor de Blasio and the NYC Economic Development Corporation (NYCEDC) announced a plan to double the City’s $500 million investment in life sciences to $1 billion as part LifeSci NYC, a commitment launched to create jobs and establish New York City as the global leader in life sciences. This expanded initiative is expected to generate 40,000 jobs. Funding, space, and talent are the key resources of this initiative for companies and for job seekers. Note the inclusion of the ElabNYC entrepreneurship program, the LifeSci NYC Internship Program, and the New York Bioforce workforce development program.
     

NYC Health + Hospitals - 

  • NYC launches program for people suffering from "Long COVIDlaunch of this new service from NY City's Health + Hospitals to serve people suffering Long COVID symptoms.

  • The Pandemic Response Institute's focus is on: building or strengthening technologies and systems to support real-time data collection and sharing; drive cutting-edge research on public health innovation and create capacity to rapidly scale technological solutions in future public health emergencies; pilot community-based partnership models and workforce training programs that improve emergency preparedness and advance health outcomes across all communities; and center racial equity in all activities of the Institute and address gaps in health infrastructure that have disproportionately caused harm to communities of color and others facing structural inequities.
     

NYC Human Resources Administration - 
 

NYC Office of Citywide Event Coordination & Management -
 

NYC Office of the Mayor - 

  • New York City Mayor Eric Adams has released a new report – Renew, Rebuild, Reinvent: A Blueprint for NYC’s Economic Recovery – detailing his administration’s vision for the future of New York City’s economy at this moment in time.

  • COVID-19 Relief Package Laws.  The new laws support struggling small businesses by imposing limits on third-party food delivery services, extending the suspension of sidewalk cafe fee collection, and protecting commercial tenants from harassment and personal liability.

  • On January 4, 2022, Mayor Eric Adams signed the “Small Business Forward” Executive Order to reform existing business regulations, ensuring local businesses face fewer needless fines and penalties. The Executive Order builds upon Local Law 80 and calls on the Department of Buildings, Department of Environmental Protection, Department of Sanitation, Fire Department, Department of Consumer and Worker Protection, and the Department of Health and Mental Hygiene to review business regulations with the goal of reducing fine schedules and allowing for cure periods or warnings for first-time violations.
     

NYC Office of Administrative Trials & Hearings [OATH] - 

NYC Taxi and Limousine Commission - 

  • Taxi Medallion Owner-Driver Relief Fund for financially troubled taxi medallion owner-drivers. TLC's Resource Center, which offers a range of free financial counseling and legal assistance for TLC Licensees, as well as connecting them with government benefits and health and wellness resources, has already served nearly 800 licensees. TLC Licensees in need of these services can call 311 or visit nyc.gov/taxi to make an appointment.

  • Driver Resource Center - NYC Taxi & Limousine Commission web portal that details FREE financial counseling, legal services, and other resources for taxi/for hire drivers.
     

Office of the City Comptroller - 

WE NYC - 

Metropolitan Transportation Authority [MTA] -
 

Additional Resources - 
 

Westchester County Economic Development - 
 

​New Jersey -
 

World Trade Organization - 

  • The World Trade Organization (WTO), has released their report  on COVID-19 and world trade in which international trade is projected to drop by 13% in a best-case scenario and 32% in a worst-case scenario. Click Here for report.

 

Non-Profits, Private Support, Grants and Other Relevant Info

Research Reports