Small Business Services Directory

Loans $20,000 to $500,000 are available to small businesses and women and minority-owned businesses that have transportation-related contracts with New York State Department of Transportation. Loans are made for short-term working capital for labor and materials, and funds are payable monthly, as cash flow dictates. Eligible borrowers are businesses that have been awarded contracts, but have not yet begun work and those who have begun work not more than 30 days prior to the loan closing.