Click to search the Andrew Heiskell Braille and Talking Book Library Skip Navigation

Small Business Services Directory

NYBDC and ESCDC offers both conventional as well as SBA-backed loans from $50,000 to $5,500,000 to small businesses located anywhere within the State. Loan proceeds can be used for partnership buy-outs, real estate acquisition, working capital, inventory, etc. The term of the loan is from 3 to 20 years and the interest is fixed or variable, depending on the circumstances. Three years of personal and business financials, two years of projections [three years of projections for a start-up], a solid business plan, and personal guarantees are required. The application fees range from $250 to $1,200 depending on the size of the loan.

A public-private loan guaranty program that enables banks and community development credit unions to make loans to small and medium-sized businesses that fall below the criteria for conventional bank loans. Loans may have a minimum amount of $250,000 and may be used for working capital, real estate acquisitions, machinery and equipment, and physical improvements to real estate. Additional phone numbers: 212-312-4216 or toll-free: 888-NYC-0100, or the EDC Operator: 212-619-5000

If your business needs a Public Assembly permit (required if your place of business holds 75 or more people), Certificate of Occupancy, or if you are planning to engage in renovations, call or visit the DOB office where your business is located. The Bronx DOB's TTY number is 718-579-6903.
DCA enforces the Consumer Protection Law and other related business laws throughout New York City. Ensuring a fair and vibrant marketplace for consumers and businesses, DCA licenses moe than 71,000 businesses in 57 different industries. Through targeted outreach, partnerships with community and trade organizations, and informational materials, DCA educates consumers and businesses alike about their rights and responsibilities. DCA's Office of Financial Empowerment is the first municipal office of its kind in the nation with a mission to educate, empower and protect New Yorkers with low incomes. DCA's OFE administers to a citywide network of Financial Empowerment Centers and other products and services that help these New Yorkers make the best use of their financial resources to move forward economically. DCA's Licensing Center, which administers licensing and permits for the New York City Department of Health, is located at 42 Broadway, 5th floor. DCA's many online services include applying for and renewing licenses, paying fines, learning the laws and regulations, reviewing model contracts, guides and tips for businesses and consumers, FAQs and more. Visit DCA online at or call 311 to request a license application.
Food stores, restaurants, bakeries, food vendors, pet shops, bathing establishments, businesses with radiation equipment are among the many types of businesses that need licenses and / or permits from The Department of Health and Mental Hygiene. Applications and information are available at the Department of Consumer Affairs Licensing Center, 42 Broadway, 5th Floor, Manhattan.
The mission of the Department of Business Services is to support the formation, growth, and expansion of the City's small businesses by providing business assistance, fostering neighborhood development, and promoting financial and economic opportunity through government procurement. The Department can help you resolve issues with city agencies, obtain permits and licensing, access financing and incentives, bid on government contracts, hire and train your workforce, and take advantage of the benefits of being in New York City. Additionally, the Department works with communities and organizations in all corners of the City to invigorate City neighborhoods and make them more business friendly. If you are outside of New York City, the Department can be reached at 212-NEW-YORK.
The Crime Prevention Section offers free security surveys for any business located in the five boroughs. The Section also offers free lectures on safety and security.
This office- serving the five boroughs - provides information on laws protecting employees, such as hours, wages, overtime, etc.. The Division office serving Nassau and Suffolk Counties is located at 400 Oak Street, Suite 101, Garden City, NY 11530. Their telephone number is 516-794-8195; fax is 516-794-1046. The Division office serving Westchester, Orange, Rockland and Putnam Counties is located at 120 Bloomingdale Road, White Plains, NY 10605. Their telephone number is 914-997-9521; fax is 914-997-8780.

New York's Business Permit Assistance Unit provides individualized, comprehensive assistance in identifying and obtaining the business licenses New York requires for opening and expanding your business. The OPAL website houses a comprehensive database of New York State permit information. OPAL allows users to access information on approximately 1200 business permits and identifies the permit requirements for over 400 different business models/types. Users can apply online for 50 different permits, pay required fees by credit card, and view the status of their application online.

The mission of the New York State Department of Public Service is to ensure safe, secure, and reliable access to electric, gas, steam, telecommunications, and water services for New York State's residential and business consumers, at just and reasonable rates. The Commission seeks to stimulate innovation, strategic infrastructure investment, consumer awareness, competitive markets where feasible, and the use of resources in an efficient and environmentally sound manner.



Translate This Page

Top Small Business Blogs